In the past, people only started thinking about retirement after turning 40. These days, people have to consider it in their 30s—or as soon as they start working. The biggest reason is that the national pension and severance pay alone may not cover the higher cost of living, especially rent. A solution gaining attention is to take out a separate personal pension in addition to the national pension and workplace pension. Personal pension products are so varied that many people get confused or

I found a book about pension savings funds that covers stability and returns among various investment methods without being heavy-handed, while clearly explaining the key points. - It's a useful product for individuals to build and manage a pension, with excellent tax benefits. - Now let's manage and invest our assets ourselves. - This book will give you a framework for studying, taking responsibility, applying what you learn in practice, and developing your own approach. - Save, grow, and

Reading this book greatly changed my view of retirement planning and financial investing. I realized how important pensions and investing really are, even though I'd previously thought about them only vaguely, and reflected on how unprepared I was given their importance. First, I agreed that although the real value of a pension may decline over time, it still matters greatly as a stable source of income. I newly recognized the psychological reassurance provided by the stated pension amount and

When I think about how office workers prepare for retirement, I feel most people rely on the national pension and workplace pension provided through the government and their employers. The deductions from our pay seem quite large, so we assume the pension payments we'll receive later will be substantial. But when I calculate the estimated amount, I wonder… could I actually live on that? My children haven't become independent yet, so household expenses are still high, which makes this a concern.

I have reached an age when retirement is getting close. I received my severance pay when I became an executive, and my position is precarious because I never know when I might be told to pack up and leave. Still, perhaps I have lived without much concrete concern about retirement. Most people know little beyond the national pension and employer retirement plans. I understand to some extent that a personal pension is necessary, but honestly, I have had a stronger, vague hope that the national

As I mentioned earlier, this is an excellent book for people who are just starting to invest in pensions and ETFs. It explains what ETF investing is and gives basic guidance on how to build a portfolio. For beginners, it covers the fundamentals of pensions, why to invest in ETFs through a pension, how to choose pension ETFs, and pension ETF strategies, including portfolios suited to different ages and risk preferences. Its strength is that it teaches these topics step by step. Investing in ETFs

These days, many people prefer pension savings funds, where they choose and manage their own investments, over pension savings insurance managed by an institution. Among these, they favor ETFs for their tax benefits, stability, and returns. Approaching retirement not as savings but as investing through ETFs, one of the most innovative financial products, feels new. The author is a veteran with more than 25 years in the asset management industry and the ETF field. If you want to learn about

It has been less than a year since I became interested in stocks and ETFs and started investing. Until a year ago, I thought stocks were dangerous and a shortcut to ruin. I laughed at the saying, 'The way to make 100 million won in stocks is to invest 200 million won,' and thought stocks were speculation, not investing. Now I sometimes regret not getting interested in stocks and investing sooner (fortunately, only sometimes). Before investing in stocks, I first learned about ETFs. I did not

As my interest in pension savings has grown recently, I came across this book while studying the subject. To get straight to the point, I agree with the author's recommendation: managing a pension directly through ETFs is ultimately the most efficient and stable way to seek returns. John Bogle, the founder of index investing, also emphasized fees above all. ETFs have lower management costs than other funds or insurance products, making them an especially good fit for pension savings invested